At Maxaria, we recommend that any large diamonds over 1.00ct and above should be insured and contain a Certificate of Authenticity from a reputable and unbiased organization. We use and recommend GIA, EGL and IGI. Any diamond 1.00ct or above purchased here at Maxaria, unless otherwise noted, will always be certified and appraised for you and your insurance company. (Note: Most insurance companies will only offer to cover a minimum of $2,000.00. In such cases it is recommended to keep all receipts and records so that you may combine purchases for coverage.)

Additionally, remember all gemstones including diamonds can be cracked or broken and stones over time may fall out of their mounting. All metal is malleable and can bend or break with heavy wear and even normal wear. It’s smart to insure any jewelry you consider valuable.